Just Launched: Clover - Websites for Growing Churches

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The very talented folks over at Regime Design have just launched their latest product which they call Clover.

Clover attempts to fill an obvious need on the web by providing Modern, Content Management System (CMS) Driven, Attractive Websites to growing churches and ministries at a more than reasonable cost. They are offering their product at a one time fee of $1000 and $20/month in hosting charges.

The Regime Design company brings their well-known and highly respected Flash know how into an affordable product that is totally configurable by the user. If the beauty of this product lies in the output generated through the Clover wizardry the genius of the product lies in the aforementioned CMS.

The CMS system is designed to be managed by the computer illiterate. If you can point, click, type and drag you can change the look of your website in minutes. Check out the amazing video/screencast on Clover’s home page to understand the simplicity of the custom content-management design.

Well done Regime Design, well done indeed. User Interface fans rejoice.

Earning Money Online With PayPerPost.com

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PayPerPost.com is a great way to earn extra income with your blog. This is especially beneficial to new blogs that don’t have the traffic to earn substantial income from ad revenue.

I signed up for PayPerPost a month ago and have written two posts for a total earnings of $22.00. PayPerPost displays a list of qualified opportunities based on post specific requirements like your Google PageRank. A lot of the opportunities have very low requirements (if any) so don’t worry if your blog doesn’t yet have a PR.

Opportunities as ads on blogs, are simply products (posted by advertisers) which you can review in a blog post. For the sake of your readers, you will probably only want to choose opportunities relevant to your blog topic.

PayPerPost.com is an easy way to make money - join the club and become a “postie” today!

Home Refinancing: Turning Equity Into Cash

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I’ve recently been reading a number of articles on mortgage refinancing options. This has been of particular interest to me because I’ve been considering the purchase of a 2nd property out of state.

Because the 2nd home would be purchased in a much softer housing market than my present home, one option I am considering is to cash out some of the equity in my present home to apply towards the 2nd home.

For those interested, here’s a brief primer on cash-out refinancing:

Cash-out refinancing involves refinancing your mortgage for more than what you currently owe and then pocketing the difference. The threshold for a cash-out refinancing loan is a new mortgage with a loan amount that is at least 5 percent higher than the original mortgage balance.

To illustrate the concept of cash-out refinancing, let us say you owe $50,000 on a $100,000 house and need $20,000 to add a guest room. You could refinance your mortgage for $70,000, and the bank will then write you a check for the difference of $20,000. Cash-out refinancing replaces your first mortgage with a new mortgage.

You can read the rest of this article here: Transforming Home Equity into Cash and Credit.
Here are some additional Home loan mortgage refinancing resources.

Disclaimer: I was paid to review this product

Used Books & Coupon Codes

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If you’re buying books on a regular basis, consider buying used on Amazon.com. Used savings is probably in the neighborhood of 30% on average but if you’re lucky you can do much better.

Get additional savings from online coupon codes as well. Finding online coupons can often be a hit or miss type of thing. I find that many sites returned by Google often contain only codes that have expired or have ridiculous restrictions.

I came across a new online coupons codes site called Coupon Chief that seems to organize things in a pretty intuitive fashion (here is the Coupon Chief link to Amazon coupons). If you know of any other sites out there that you prefer or find helpful please share!

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